In private health insurance, a focus on technical excellence in product development, pricing, underwriting, and claims handling can improve insurers’ bottom line—while easing their dependence on investment returns.
Topic Commercial group insurance
New McKinsey research shows that changes in health insurance type are a common event for most Americans.
What insights from a large employer survey tell us about the current and future state of employer health benefits.
Businesses know the cost and benefits of every item they buy -- except when it comes to healthcare.
Private exchange enrollment is projected to nearly double in 2014 and could comprise 20% of the employer market by 2019.
While recent attention has focused on public exchanges, the commercial group market will be a hotbed of change over the next five years. Unmanaged, the segment faces profitability pressure, but payors who take proactive measures to redesign their health benefits product portfolio and optimize their pricing approaches will find revenue and earnings growth.